rates as low as

4.99 %

with Ivory Homes buy down incentives!

Welcome to our dream home calculator

Find your home, 
your low rate, and your monthly payment, 
all in just 90 seconds.

After just four, quick questions,
you'll see homes, pricing, & rates.

RATE INDICATORS BASED ON FHA 30-YEAR FIXED RATES AS OF 1/12/2026 AND ARE SUBJECT TO CHANGE WITHOUT NOTICE. OFFER AVAILABLE ON SELECT HOMES WHEN FINANCED THROUGH IVORY HOMES’ PREFERRED LENDER. SUBJECT TO CREDIT APPROVAL. PAYMENT CALCULATION IS BASED ON A CREDIT SCORE OF 740 OR GREATER AND A 20% DOWN PAYMENT. THE CALCULATIONS DO NOT INFER THAT THE COMPANY ASSUMES ANY FIDUCIARY DUTIES. THE HYPOTHETICAL PAYMENTS PROVIDED SHOULD NOT BE CONSTRUED AS FINANCIAL, LEGAL OR TAX ADVICE. IN ADDITION, SUCH INFORMATION SHOULD NOT BE RELIED UPON AS THE ONLY SOURCE OF INFORMATION.

Welcome to our dream home calculator

Find your home, 
your low rate, and your monthly payment, 
all in just 90 seconds.

After just four, quick questions,
you'll see homes, pricing, & rates.

FHA 30-year fixed rate with a temporary 3/2/1 buydown. Available on select homes. Rates as of 9/25/26. APR is 7.585%. Interest rates based on required borrower payments for first year. FHA rates based on $500,000 loan amount 96.5% LTV and 720+ credit score. Rates subject to change without notice. Momentum Loans NMLS # 1606597

rates as low as

3.75%

with Ivory Homes buy down incentives

Ivory Homes
Premium Rate

Premium Rate = More Home or Lower Payment

Ivory Homes has partnered with Momentum Loans to offer a temporary rate buydown on select homes — as low as 3.75% in year one on an FHA 30-year fixed loan. A lower rate up front can mean more home, or a lower monthly payment, while you settle in.

*Rate shown is a FHA 30-year fixed rate with a temporary 3/2/1 buydown. Available on select homes. Rates as of 9/25/26. APR is 7.585%. Interest rates based on required borrower payments for first year. FHA rates based on $500,000 loan amount 96.5% LTV and 720+ credit score. Rates subject to change without notice. Momentum Loans NMLS # 1606597

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LIMITED TIME OFFER
RATES AS LOW AS
3.75
%
FHA 30-YEAR FIXED · 3/2/1 BUYDOWN
FIND YOUR HOME→
Equal Housing Opportunity
FHA 30-year fixed rate with a temporary 3/2/1 buydown. Available on select homes. Rates as of 9/25/26. APR is 7.585%. Interest rates based on required borrower payments for first year. FHA rates based on $500,000 loan amount 96.5% LTV and 720+ credit score. Rates subject to change without notice. Momentum Loans NMLS # 1606597.
LIMITED TIME OFFER
RATES AS LOW AS
3.75
%
FHA 30-YEAR FIXED · 3/2/1 BUYDOWN
FIND YOUR HOME→
Equal Housing Opportunity
FHA 30-year fixed rate with a temporary 3/2/1 buydown. Available on select homes. Rates as of 9/25/26. APR is 7.585%. Interest rates based on required borrower payments for first year. FHA rates based on $500,000 loan amount 96.5% LTV and 720+ credit score. Rates subject to change without notice. Momentum Loans NMLS # 1606597.