Higher interest rates can make buying a home more difficult, but at Ivory Homes we've built something special for you.

For a limited time, we're offering rates as low as 5.49%*. We're committed to helping you buy your home without the stress of high rates. Make sure to act fast to get this fantastic deal before it's gone!

What other options do I have?

Smart Move

Buy a new home from Ivory & Smart Move will buy your existing home at full market value.

Scared to sell your old home?

With our Smart Move Guarantee we will buy your home at full market value.*

Looking to keep your old home?

Smart Move Guarantee will guarantee the rent on your existing home allowing you to wait on selling until you get into your new home.

Can’t sell your home because you owe more than it’s worth or do you want to wait for the market to improve to sell your home?

Smart Move Advantage will guarantee the rent on your home for up to 3 years!

Unbeatable Rates

Pay less for the home you really want with rates on a new home as low as 5.49%*

Rates from 5.49% - Fixed FHA*

At Ivory Homes, while rates might be rising elsewhere, we are keeping things exciting with our limited-time offer!

Experience rates as low as 4.6% FHA* and grab this amazing opportunity now! Don't miss out on this incredible deal!

*Terms and conditions apply.

Ivory Homes is not a lender.  

Not available on all homes.  

Only available through Momentum Loans.


Credit approval required.

Guaranteed Warranty

Creative financing options & events for first time home buyers.

A home warranty is designed to protect your home investment.

You'll be provided with a limited warranty from Ivory Homes. This warranty program offers 10 Year Structural Coverage, 1 Year of Workmanship and Materials Coverage and 2 Years of Systems Coverage.*

Start building your dream home today and have peace of mind for the future.

Let’s Chat

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*Terms and conditions apply.  Ivory Homes is not a lender.  Not available on all homes.  Only available through Momentum Loans. NMLS#1606597 Credit approval required.


Current Par Rate: Conventional: 7.50% (based on 20% down 740 credit score) | FHA: 7.125% (based on 3.5% down 700 credit score) | Premium Rate Incentive Option: CONVENTIONAL programs ONLY: 5.49% - 5.875%

Pool Currently $1M available.

April 23rd Option: Requires 6.0% to be built into the contract with no closing costs. Premium Rate Addendum required. ?

Rate cannot be bought down below 5.49%.No 2-1 Buydown Option available. Owner Occupied, Second Homes and Investment properties allowed.

STEP 1 / 4

Smart Move!

Let's show you houses that fit you best.
Tell us which of these you'd like to see:*
Please select an option.
STEP 2 / 4


Answer a few more questions to see those homes!
Is this your first home purchase?*
What's your gross monthly income (from all sources, before taxes)?*
Estimate your total monthly debt payments.*
Please fill out all fields.

*Down payment percentage : 20%

*Loan term : 30 years

STEP 3 / 4

Almost there!

We need your estimated credit score for the next step.
What's your estimated credit score?*
Please select an option.
STEP 4 / 4


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