Partners in your home

Hey there, welcome!
How soon are you looking to buy a home?
What is your top priority for your purchase?
Drag and drop these into the order of what matters most to you
Home features
Preferred location
Low Monthly Payment
Low Interest Rate
Are you working with an Ivory Homes sales agent?

*Please select yes or no

What is your budget?
Pick which option works for you
Your rate can be as low as
with buy down incentives,
Your rate can be as low as

2.99%*

with Ivory Homes buy down incentives!

Ivory Homes covers some of the cost to lower your rate, thus reducing your monthly payments either temporarily for the first year, or for the life of the loan. These are called buy down incentives.

See other options by adjusting your desired budget

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Your custom rates

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FHA loans
Conventional loans

FHA loan options

FHA 30 Yr. Fixed - 3 Points
Rate
2.99%
Monthly payment
$642k
Down Payment
5.5%
Savings
$123
buy down permanently
Rate
5.25%
Monthly payment
$642k
Down Payment
5.5%
Savings
$123

Conventional loan options

buy down For first year
Rate
6.35%
Monthly payment
$642k
Down Payment
5.5%
Savings
$123
buy down permanently
Rate
4.45%
Monthly payment
$642k
Down Payment
5.5%
Savings
$123
click a rate to update home values

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Homes in your payment range

Information and interactive Home Finder Quiz are made available as self-help tools for independent use and are not intended to provide final payment information. All examples are hypothetical and are for illustractive purposes. Seek personlized advice from an Ivory Sales Consultant regarding any pricing scenario or home availablity. Actual rate, payment and costs could be higher.

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Home

Monthly Payment1

$3,247
(Principle & Interest)
Home value
$642k
Est. Interest Rate
6.50%
City
Davis
Home

Monthly Payment2

$3,247
(Principle & Interest)
Home value
$642k
Est. Interest Rate
6.50%
City
Davis
Home

Monthly Payment3

$3,247
(Principle & Interest)
Home value
$642k
Est. Interest Rate
6.50%
City
Davis
Home

Monthly Payment4

$3,247
(Principle & Interest)
Home value
$642k
Est. Interest Rate
6.50%
City
Davis
Home

Monthly Payment2

$3,247
(Principle & Interest)
Home value
$642k
Est. Interest Rate
6.50%
City
Davis

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*Rate shown is a temporary 3/2/1 buydown on an FHA 30-year fixed rate, available on select homes and subject to change without notice. Rates as of 8/18/2026. APR is 6.811%. Based on a $500,000 loan amount, 96.5% LTV, and a credit score of 720 or greater. Financed through Momentum Loans, NMLS #1606597.

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