Incentives

Some Ivory Homes financing incentives are available only when financing through Ivory Homes’ preferred lender, Momentum Loans, NMLS #1606597. This may include select rate incentives, buy-down programs, or other limited-time financing offers.
Incentives, eligibility, loan terms, and availability can vary by home, community, program, and buyer qualification. Ivory Homes is not a lender, so buyers should review the current terms with an Ivory Homes sales consultant and Momentum Loans.

Yes. Ivory Homes offers the Utah Workforce Housing Priority Program to help make homeownership more attainable for eligible buyers. This program may include opportunities for first-time homebuyers, members of the military, veterans, public service professionals such as teachers, police officers, firefighters, and certain construction industry workers.
Availability and qualifications vary by community and program. Eligibility must be confirmed, and some program benefits may require financing through Momentum Loans. Buyers should speak with an Ivory Homes sales consultant to review current availability and requirements.

The website advertises payment reductions for first‑time buyers with select programs; actual savings vary by home, program, and credit profile.
Ivory Homes has advertised opportunities for first-time homebuyers to get a payment that is approximately $300–$700 less per month through select financing incentives. Actual savings depend on the home selected, loan program, rate, down payment, buyer qualifications, and current incentive availability.
Because payment examples are based on assumptions and can change, buyers should review the specific home, loan scenario, and current terms with Momentum Loans.

Some incentives may be eligible to be combined, while others may not. It depends on the specific home, financing program, promotion, timing, and buyer qualifications.
The best way to confirm is to speak with an Ivory Homes sales consultant and Momentum Loans. They can review the current offers available for the home you are considering and explain which incentives may apply together.

Incentives may be available on select Quick Move-In homes. Available offers can vary by community, home, price point, construction stage, financing program, and timing.
If you are looking for the fastest path to move in while also taking advantage of current incentives, an Ivory Homes sales consultant can help identify eligible Quick Move-In homes and connect you with Momentum Loans for current financing options.

Ivory Homes may offer temporary or permanent buy-down incentives on select homes during certain promotions. A 2/1 buydown is one type of temporary buy-down where the buyer’s payment is reduced during the first two years of the loan before moving to the full note rate.
Available buy-down options can change and may not be offered on every home. Please contact an Ivory Homes sales consultant or Momentum Loans to review current offers, eligibility, and loan terms for the specific home you are interested in.

Yes. Ivory Homes frequently advertises limited-time rate incentives on select homes through Momentum Loans. These incentives may help qualified buyers reduce their monthly payment or improve purchasing power, depending on the loan program and home selected.
Ivory Homes is not a lender. Financing offers are subject to credit approval, buyer qualification, availability, and change without notice. Offers may not be available on all homes.

You can also speak directly with an Ivory Homes sales consultant, who can help you find current incentives by area, community, home type, and move-in timeline.

Rate lock periods are determined by the lender and can vary based on the loan program, home status, estimated closing date, and lender guidelines.
For a Quick Move-In home, the rate lock timeline may be different than it would be for a home earlier in construction. Momentum Loans can provide the most accurate rate lock options and terms for your specific home and loan scenario.

Yes. Ivory Homes currently features the Smart Move Guarantee program. Smart Move is designed for buyers who want to purchase a new Ivory home but also need a solution for their existing home.
Program options may include a Guaranteed Lease, Guaranteed Sale, or refund-style benefits that can help with the transition into a new Ivory home. Program details, eligibility, fees, and availability can vary, so buyers should speak with an Ivory Homes sales consultant for current terms.

Current rate offer details and disclaimers can be found on Ivory Homes’ rate, financing, and home calculator pages. These pages explain that rate incentives are available on select homes, may require financing through Momentum Loans, and are subject to credit approval and change without notice.
For the most accurate terms, buyers should review the specific home offer with an Ivory Homes sales consultant and confirm final loan details with Momentum Loans.