Mortgage Calculator | Discover Your Monthly Payment

See what your monthly payment could look like.

Move the sliders until the monthly figure feels right. Nothing here is submitted — it updates as you go.

HOME PRICE

DOWN PAYMENT

RATE

TERM

Est. monthly payment

Loan amount $329,600 · 4.99% · 30-year fixed

$1,767/mo

This calculator gives an estimate only. The payment shown is principal and interest on your loan amount (the list price minus your down payment). It does not include property taxes, homeowners insurance, HOA dues, mortgage insurance, or other costs, so your actual monthly payment will be higher. Rates and terms are examples, not a quote or an offer of credit. Ivory Homes is not a lender. Talk with a member from our preferred lending partner, Momentum Loans, for numbers based on your situation.

Ivory Homes Premium Rate

Premium Rate = More Home or Lower Payment

Ivory Homes has partnered with Momentum Loans to offer a temporary rate buydown on select homes — as low as 3.75% in year one on an FHA 30-year fixed loan. A lower rate up front can mean more home, or a lower monthly payment, while you settle in.

*Rate shown is a FHA 30-year fixed rate with a temporary 3/2/1 buydown. Available on select homes. Rates as of 9/25/26. APR is 7.585%. Interest rates based on required borrower payments for first year. FHA rates based on $500,000 loan amount 96.5% LTV and 720+ credit score. Rates subject to change without notice. Momentum Loans NMLS # 1606597